Business Owners Package/Workers' Compensation

Business Owners Package/Workers' Compensation  


It's vital to protect your company from liability such as property damage or a potential lawsuit. The challenge is locating the right property and liability protection at the right price. The Mercer Affinity Business Office Package Insurance Program provides coverage designed specifically for small businesses along with the kind of business owner's policy that covers a wide range of liability and property risks. Our customizable packages deliver all of these benefits, plus options to upgrade and tailor your policy to your company's needs.

To request a free, customized quote tailored to your specific property and liability needs, complete our non-obligation application form today.

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Practical Help

  • Makes sure you'll never have to face a property damage loss or liability lawsuit alone.
  • Offers you the flexibility to build a customized plan that meets the needs of your business.
  • Covers a broad range of liability risks, as well as building and business personal property risks, faced by your business.

Valuable Benefits

  • Workers' Compensation
    Features 24-hr., seven-days-a-week access to the claims reporting facility. Offers a program to help get employees back to work as soon as possible
  • Comprehensive General Liability
    Available with option limits of $300,000; $500,000; $1,000,000; or $2,000,000
  • Medical Payments
    Pays applicable medical costs up to $10,000 per person/accident if someone is injured and needs medical treatment due to an accident on your premises
  • Advertising/Personal Injury
    Protects against claims of financial damages to others resulting from your advertisements, as well for claims against you for actions or statements deemed slanderous to a person's reputation
  • Defense Costs
    Pays legal expenses for liability claims brought against your firm regardless of fault
  • Tenants Legal Liability
    Protects against claims of damage up to $300,000 due to fire or other covered losses caused by you to premises you rent
  • Building and Contents
    Provides all risk and replacement costs with no coinsurance, up to the limit you select
  • Business Income
    Reimbursement for actual loss of earnings for up to 12 months resulting from a covered loss to your property; covers extra expenses needed to continue operations, such as rental of temporary office space
  • Equipment Breakdown
    Covers the cost to repair or replace vital equipment that breaks down, such as air conditioners, computers, phone systems and boilers
  • Money and Securities
    Protects against lost money and securities used in your practice, $10,000 on premises; $5,000 off premises
  • Optional Coverages
    Flexible, tailor-made coverages are also available for: accounts receivable, valuable papers and records, fine arts, forgery, computer fraud, employee dishonesty, umbrella protection and more

The information presented contains summaries of selected coverage features and is intended as general information only. It does not contain all the terms, conditions and exclusions applicable under the policy. Refer to the actual policy form for a complete description of the insurance provided. The precise coverage afforded in individual cases is subject to the terms and conditions of the actual policy as issued and may vary from the general descriptions given above.

Contact Us

Mercer Consumer
12421 Meredith Drive
Urbandale, IA 50398
M-F 8a-5p CT
Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.